Interest-only loans hit eight-year high fuelled by property investors

Interest-only home loans in Australia hit an eight-year high of 21.2 percent of total lending in December 2025, driven primarily by property investors. Investors now account for 40.3 percent of home lending value, up from 27.9 percent six years ago. The federal budget's negative gearing curbs are expected to cool investor activity and ease interest-only loan growth.

Summary by Glance · Brisbane Times